Fixed Loans

The 30-year and 15-year fixed are the most popular loans

Clients who plan to stay in their home for a long period of time will find a Fixed Rate Mortgage is an excellent way to lock in a low interest rate for the life of the loan. Work Hard Mortgage specializes in fixed rate mortgages with 30, 25, 20, 15, and 10-year terms.
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Benefits of Fixed Loans

  • 5% minimum down payment required on purchase
  • Minimum credit score - usually 620
  • Post- bankruptcy: can qualify after 4 years
  • Post-foreclosure: can qualify after 7 years
  • Post-short-sale: Can Qualify after 2 years (LTV restrictions may apply)

Our Reviews

We Serve Homebuyers and Investors Across Idaho

Mortgageratestoday.com proudly provides mortgage solutions to homebuyers and investors throughout Idaho. Here are some of the cities we serve in Idaho. We also serve Texas, Oregon, Utah, and Alaska.

BoiseMeridianNampaIdaho Falls